A family cottage is a cherished oasis; the last thing owners want to worry about when it comes to their beloved cottage is a break in. Whether your cottage is left unused for an entire winter, or just for a week, it’s important to take precautions to ensure it’s protected from would-be thieves.
If your cottage is closed for winter, and you don’t get to visit it or check up on it, it’s important to take the necessary steps to ensure your beloved family investment is protected. Here are a few key things that you need to do to keep your cottage safe and sound.
- Windows & doors
With your cottage sitting dormant during the winter months patiently waiting for your return, you’ll have to do some work to crime-proof it. Even if your access roads are closed for the winter, it’s important to be diligent. One of the best ways to protect your cottage is to lock, secure, and board up everything of value. This includes any outbuildings that may contain valuables such as watercrafts or ATVs. It’s also advisable to take any valuables home with you when you close the cottage for the winter or secure them in place.
- Make it look lived in
Another way to guard against break-ins is to make it appear as if there are regular visitors to the property. This can be easily done by having your driveway plowed from time to time. It’s also a good idea to ask an all-year neighbour or even hire someone who’s local (with excellent references) to keep an eye on the property and provide them with a key to your cottage.
- Ensure You’re Properly Insured
One of the best ways to protect your cottage is to have the right insurance policy in place. Although insuring a cottage is similar to insuring your principal residence, there are a few important differences. Obtaining the proper insurance involves considerations around where exactly your cottage is located, how you use it, how often you use it, and any extra possessions or outbuildings that you also want to protect. It’s also necessary to have a clear understanding of the types of coverage you actually have. Damage caused by animals, for example, might be something you may want to include in your policy (It’s certainly not something one would really need to think about when ensuring a home in the city!).
Protecting your investment is important. If you’re looking to purchase a cottage in the Muskoka region in the near future, or would like information regarding passing your cottage on to future generations, call the Ares Law team today at 705-645-8743 to set up an appointment. We specialize in real estate law in Bracebridge and the Muskoka region, and we have a thorough understanding of local bylaws, regulations, and the complexities that come with buying or selling cottages and vacation properties. Let us help ensure your investment and your legal rights are properly safeguarded.
